Motorcyclists Have Rights Too

Insurance carriers manipulate insurance regulations to limit reimbursements by unnecessarily complicating the process. In such a scenario, your best option is to hire experienced attorneys to handle your claims for any motorcycle accidents.

What can you recover in a motorcycle accident?

You can file a claim to compensate for the following:

• Pain and suffering
• Loss of companionship for family members
• Medical expenses
• Expenses related to the funeral
• Loss of future earnings
• Loss of benefits
• Loss of inheritance
• Punitive damages
• General damages

Why do you need Legal Counsel?

Without the assistance of our experienced motorcycle accident attorneys, it can be difficult to claim compensation following a crash, especially for injured motorcyclists acting alone. In the State of Florida, it is not required for motorcyclists to carry insurance that provides protection and/or bodily injury coverage. Therefore, it is imperative to hire an experienced attorney to guide you through the claims process.

If an individual owns both a car and a motorcycle, the automobile PIP policy only covers car accidents without covering any injury due to motorcycle accidents. Florida auto PIP policies will not cover medical bills or loss wages related to a motorcycle accident. This means that in the event of a motorcycle accident, the motorcyclist will have to pay for any medical bills from personal finance, unless they chose to purchase Medical Payment coverage for their motorcycle.

In the state of Florida, for your motor vehicle to be considered a motorcycle, it must have a cylinder capacity greater than 50cc. If it is 50cc or less and is considered a moped, insurance companies will treat the victim as a pedestrian. If you were involved in a moped accident through no fault of your own, you may be entitled to claim PIP benefits from the at-fault party’s insurer.

Our attorneys can explain the options available to victims of motorcycle accidents for recovering compensation for losses and medical bills. The attorney can also recover claims for any medical malpractice after the crash. The best course of action is to contact an attorney immediately after the accident to collect evidence that can support the claims. Common steps involved in the investigation are:

• Collect evidence from the scene
• Obtain police report
• Gather witness statements
• Photograph the scene
• Investigate the other motorist’s driving history
• Reconstruct the accident scene
• Recreate the accident
• Review medical records
• Consult experts
• Contact insurance companies on your behalf

Common Motorcycle Accident Injuries

Motorcycles offer little or no protection compared to other vehicles. This is why motorcycle accidents can often lead to serious and life-threatening injuries, including the following:

• Bone fractures
• Severe head trauma or brain contusion
• Spinal cord injuries
• Neck injuries
• Brain damage
• Disfigurement or scarring
• Loss of limbs
• Paralysis
• Death

You can file a claim to compensate for the following:

• Pain and suffering
• Loss of companionship for family members
• Medical expenses
• Expenses related to the funeral
• Loss of wages
• Loss of future earnings
• Loss of inheritance
• Punitive damages
• General damages

It is of the upmost importance to have an experienced attorneys on your side and fighting for you after a motorcycle accident.

If you or someone you know is suffering from injuries from a motorcycle accident, contact Miami Legal Firm to ensure that your rights are protected and to receive the compensation you deserve.