As a Florida resident, if you are in your own car, even though the accident occurs in another state, your own car insurance will still be responsible for paying your medical bills. If, however, you are riding in someone else’s car when the crash happens, your insurance may not provide you with PIP coverage. It is important that you meet with an attorney to evaluate your case as soon as possible so your rights are protected.

If you have more questions, I suggest consulting with an experienced personal injury attorney.