What Insurance Coverage Should I Carry?

Under Florida law, drivers are only required to carry two types of auto insurance. In order to comply with Florida’s requirements, drivers only need to carry: Personal Injury Protection (PIP) – All drivers must carry $10,000 in PIP coverage. This is coverage that helps cover your medical expenses and lost wages regardless of who was at fault in the accident. Under Florida’s “no-fault” insurance law, filing a PIP claim is always your first source of financial recovery. Property Damage (PD) – All Florida drivers must also carry $10,000 in PD liability insurance. This covers damage to other drivers’ vehicles and personal property in the event of an accident that is the insured driver’s fault. Optional Coverage: Optional types of auto insurance coverage in Florida include: ● Bodily Injury Liability (BIL) – BIL covers other drivers’ and passengers’ losses in the event that you cause an accident resulting in significant or permanent injuries. ● Uninsured/Underinsured Motorist (UIM) – UIM coverage allows you to seek compensation from your insurance company in the event that you get injured and are unable to collect enough compensation (if any) from the at-fault driver. ● Collision and Comprehensive – Collision and comprehensive insurance policies cover the damage to your vehicle should an at-fault driver’s PDL policy be insufficient, or should your vehicle get damaged due to weather, vandalism or a collision with an animal. If you’ve been injured in an accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

How Long Will it Take to Settle My Case?

The time frame varies based on factors such as the severity of the injuries, the length of medical treatment, liability and the overall complexity of the case. The attorney will try to reach a settlement with the insurance carrier. If a settlement cannot be agreed to within a reasonable time, then a lawsuit will be filed on your behalf. Our goal at Miami Legal Firm is to handle your case in the most effective and efficient way possible. If you’ve been injured in an accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

What if I Get Hit by a Commercial Vehicle?

Identify the Company that Owns or Leases the Commercial Vehicle to file a claim against them as well as against the driver of the vehicle Determine What Caused the Crash, While driver negligence is the most common factor, vehicle defects, inadequate vehicle maintenance, road defects, and various other issues can cause accidents as well. If a problem with a vehicle or the road played a role in your crash, you could potentially have multiple claims to pursue. Determine if the driver's employer made a mistake, employers can face “vicarious liability,”—which means that they can be held legally responsible for their drivers’ negligence. Second, they can be held directly liable for their own negligence—such as hiring an unlicensed or inexperienced driver. File a commercial liability insurance claim, this is different than filing under a personal auto, and you should not be handled by someone without experience If you’ve been injured in an accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

Can I Post About my Accident on Social Media?

Avoid posting about the accident on social media, at least until your insurance claim settles. In today’s world, insurance companies monitor accident victims’ social media accounts. If you post something they can use against you – even if it seems harmless – you can be almost certain that you will see it come up during your case. If you’ve been injured in an accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

What Does it Cost to Hire an Accident Attorney

Attorneys handle personal injury cases on a contingency fee basis, which means that payment is contingent on reaching a settlement or verdict on your behalf. If no financial compensation is obtained on your behalf, then you will not be responsible for attorney fees or costs. If you’ve been injured in an accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

Why is it so Important to Contact an Attorney Right Away?

Personal injury claims can be tedious, tricky and time-consuming, so it’s important to hire an experienced personal injury attorney to represent you after an accident. Insurance companies will do everything possible to protect their interests and those of the insured, and are always working alongside a team of adjusters, investigators and lawyers. This is why you, as an individual, should hire an experienced lawyer. Miami Legal Firm will provide personalized service to protect your rights and pursue fair compensation. If you’ve been injured in an accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

Should I See a Doctor After an Accident if I Feel Fine

After any auto accident, it is important to see a doctor as soon as possible. This is true not only if you are in pain or experiencing symptoms of a concussion or other potentially-serious injury, but even if you feel fine. Internal injuries from auto accidents may not trigger immediate symptoms, and securing a prompt diagnosis could be critical to minimizing the cost and duration of your recovery. In Florida if you do not seek medical attention within 14 days after the accident you may not file a Personal Injury Protection claim to cover your medical expenses. If you’ve been in a car accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265

What Vital Information do I Need to Collect After a Car Accident

If you’ve been in an accident, it’s critical that you collect the following information. The other Drivers Licenses information. Their Car insurance information. Their License plate number. And a picture of their Vehicle Registration. Additionally, if there are any witnesses, try to get their contact information as well. If you’ve been in a car accident, contact an experienced personal injury lawyer immediately. For a free case evaluation, call the Miami Legal Firm at 305-265-2265.